The following Terms and Conditions apply to anyone who accesses or browses the Psrao Digital Solutions website psraodigitalsolutions.com or Mobile Application(App) or uses and/or downloads any content or installs any part of the Service, regardless of when you do so.
We reserve the right, at any time and for any reason, to deny service to any individual.
You acknowledge that the transfer of your content (excluding credit card information) may occur in an unencrypted state and involve (a) transmissions across multiple networks and (b) modifications to accommodate and conform to the technical specifications of the devices or networks connecting you. Credit card data is consistently encrypted when being transmitted across networks.
Without our express written consent, you agree not to reproduce, duplicate, replicate, sell, resell, or exploit any portion of the Service, use of the Service, access to the Service, or any contact on the website through which the Service is provided. The inclusion of headings in this agreement is merely for convenience and shall not restrict, otherwise affect, or otherwise affect these terms.
Service refers to the Payment Service and other services provided by Psrao Digital Solutions under these Terms and Conditions.
Merchants are the individuals or entities with whom Psrao Digital Solutions has a valid agreement to participate in the Service offered on this Website by Psrao Digital Solutions.
Customers are individuals or entities who have paid the Merchant through the payment services offered by the website Psrao Digital Solutions.
Payment Account is a valid account / card of a Customer, including a bank account / card maintained by any bank or financial institution and any other payment instruments used by the Customer to pay for the goods and services the Customer purchased from the Merchant.
Payment Instructions are instructions given by the Customer when using the Service to make payments to the Merchant.
Business Days are Monday through Friday, excluding bank holidays.
ThePayment Date is the date on which the Merchant receives payment after the Payment Instructions set up by the Customer have been processed.
Scheduled Date refers to the date for which the Customer has scheduled the Payment Instruction(s) and also represents the deadline for canceling/modifying the Instruction(s).
You acknowledge that you have read and agree to be bound by these Terms by creating an account, accessing, registering, or otherwise utilizing the Platform or the Services. You also agree to be bound by our Privacy Statement and confirm that you have read it. You warrant that we have received legitimate credentials from you in exchange for accessing or utilizing the Platform or Services; these credentials may be utilized to validate your identity. If we suspect that you violate these terms, we reserve the right to remove, suspend, or terminate your access to the Platform or Services at any time and without prior notice. In order to ensure the protection of your account and improve your overall experience on the Platform, we may employ specific technologies to monitor your Platform activities. Psrao Digital Solutions reserves the right to disclose your information to its affiliates and partner institutions, who may contact you via email, telephone, and/or SMS with regard to sales inquiries and other matters. By doing so, you consent to receive promotional materials and/or exclusive offers from Psrao Digital Solutions, its partner institutions, and affiliates. You will be granted consent to receive these promotional materials and/or special offers, with the option to unsubscribe entirely.
| Responsibility | Details |
|---|---|
| Registration Information | Provide current, complete, and accurate information during the registration process as per the form's request. |
| Username and Password | Choose a username and password, taking full responsibility for maintaining their confidentiality. Change the password following system instructions. |
| Unauthorized Account Use | Do not use another Member's account or disclose your password to any third party. |
| Account Activities | Take full responsibility for all activities under your account. Notify Psrao Digital Solutions immediately of any unlawful or unauthorized use or security violations. |
| Logout after Sessions | Ensure you log out of your account at the end of each session. |
| Liability for Unauthorized Usage | Acknowledge that Psrao Digital Solutions is not liable for losses or damage resulting from unauthorized account usage, with or without your knowledge. |
| User's Liability for Damages | Understand that you could be held liable for losses or damages incurred by (website name) or third parties due to your failure to comply with these terms. |
| Prohibited Use of Others' Accounts | Agree not to use anyone else's account without the prior permission of the account holder. |
We hold the ownership or licensing rights to all intellectual property on our website, and these works are safeguarded by copyright laws and international treaties. All rights are reserved. You are permitted to print or download extracts of pages from our website for personal use and share content with others within your organization.
It is prohibited to modify any printed or digital copies of materials, and the use of illustrations, photographs, videos, audio sequences, or graphics separately from accompanying text is not allowed. Acknowledgment of our status (and that of any identified contributors) as the authors of website content is always required. Commercial use of any website content is forbidden without obtaining a license from us or our licensors.
If you breach these terms by printing, copying, or downloading website content, your right to use our website will cease immediately. At our discretion, you must either return or destroy any copies of the materials you have made.
Upon satisfaction of valid criteria established by the Acquiring Banks and the Card Associations from time to time, the Acquiring Bank will authenticate, authorize, and process the payment instructions provided by the Customers on the Merchant Site for the Transactions. Such approved Customer Charge will then be transferred from the Customer Bank Account/Custom Wallet to the Nodal Account.
Psrao Digital Solutions, Acquiring Banks, and Card Associations reserve the right to deny authorization of a customer's transaction for any reason, including but not limited to risk management, suspicion of fraudulent, illegal, or dubious transactions, sale of prohibited items, use of compromised valid cards, or application of blacklisted or banned cards; or in adherence to the policies, guidelines, and regulations set forth by the RBI, Acquiring Banks, Issuing Institution, and/or Card Association, as well as any other applicable laws, regulations, and policies.
You agree that Psrao Digital Solutions and/or the Acquiring Banks reserve the right, at any time, to limit or restrict the size, quantity, and/or monthly volume of transactions as a risk management tool. Limitations or restrictions may be imposed for the sake of clarity for the following reasons: limiting the number of purchases that can be charged to a single valid credit card or net banking account at any given time; rejecting payments for customer orders placed by customers with a history of questionable charges; transactions involving an unusually high monetary value; and so forth. Moreover, Psrao Digital Solutions reserves the right to, in the interest of ensuring security, prohibit at its discretion any card number, account number, group of cards, or transaction originating from a particular blocked or blacklisted customer account, card number, group of IP addresses, devices, geographic location, or any other risk mitigation measures it deems appropriate.
Psrao Digital Solutions’s Services and/or Platform may contain links or references to third-party websites or services for the User's convenience ("Reference Sites"). Psrao Digital Solutions does not have control over these Reference Sites and does not endorse them or the information, materials, products, or services they contain. User interactions with Reference Sites are solely between the User and the respective Reference Site. The access and use of Reference Sites, along with the associated information, materials, products, and services, are at the User's own risk. Psrao Digital Solutions is not liable for any loss or damage caused by the User's use of or reliance on materials, products, and services on or available through Reference Sites. Psrao Digital Solutions is also not liable for acts, omissions, errors, representations, warranties, breaches, or negligence of Reference Sites, or for any personal injuries, death, property damage, or other damages resulting from User interactions with Reference Sites.
The User acknowledges:
The User affirms having had adequate time to review and assess the Terms of Use, the Applicable Agreement, and associated financial requirements and risks. Immediate notification obligation to Psrao Digital Solutions concerning any violation of these Terms of Use or circumstances that may harm Psrao Digital Solutions's goodwill and reputation.
The User affirms having had adequate time to review and assess the Terms of Use, the Applicable Agreement, and associated financial requirements and risks. Immediate notification obligation to Psrao Digital Solutions concerning any violation of these Terms of Use or circumstances that may harm Psrao Digital Solutions's goodwill and reputation.
Content Rights. Specific functionalities of the Service may enable users to upload and publish content (hereinafter referred to as "Content"). This includes messages, reviews, photos, videos, images, folders, texts, other forms of works, and any derivative works thereof, as well as all intellectual property rights embodied therein. You retain all legal ownership of any copyright and other proprietary rights pertaining to your Content.
Limited License Grant to Recharge. Through the act of uploading, publishing, or providing content through the Service, you authorize Recharge to obtain a fully paid-upon, worldwide, non-exclusive, royalty-free, transferable, sub-licensable, and right and license to host, store, transfer, display, perform, reproduce, process, modify, and distribute said content, in its entirety or partiality, across all media formats and through any channels presently recognized or in the future developed.
Content Representations and Warranties. Recharge hereby excludes all liability with respect to any and all content that users submit, publish, or supply through the Service. You hold absolute liability for any and all content that you upload, publish, or otherwise provide to or through the Service, as well as for any and all repercussions that may result from doing so.
Content Disclaimer. We will not edit or control the Content you or your customers submit or publish, nor will we be accountable or liable for it. In our sole discretion, Recharge may screen, remove, alter, or ban any Content that violates these terms or is otherwise objectionable at any time and without warning. You realize that the Service may expose you to Content from various sources that may be inaccurate, offensive, indecent, or objectionable. You waive all legal or equitable rights or remedies against Recharge with respect to such Content. Recharge may examine any claim that such Content violates these conditions and delete it at our discretion at any time and without notice.
Monitoring Content. Recharge is not responsible for monitoring (a) Content, including third-party Content, or (b) consumer usage of the Service. You accept that Recharge may monitor all Service data for operational and other purposes. Even if Recharge monitors Content, it is not liable for any loss or harm caused by its usage. Our Privacy Policy allows us to analyze, record, copy, and use information while monitoring.
The User agrees to indemnify Psrao Digital Solutions against claims, losses, damages, and expenses arising from:
Psrao Digital Solutions reserves the right to assume exclusive defense and control of any matter for which the User is required to indemnify, with the User's cooperation. Psrao Digital Solutions will make reasonable efforts to notify the User of any such claims brought by a third party.
Psrao Digital Solutions reserves the right to alter, amend, append, or delete these Terms of Use, whether in whole or part (each, a "modification"), at any time through Site notifications or direct communication to Users. Changes take effect and are deemed accepted by Users 24 hours after initial posting, applying immediately to payment transactions initiated thereafter. Users not in agreement with modifications have the exclusive remedy of terminating their Services use.
The User commits to maintaining the confidentiality of Confidential Information, safeguarding it with utmost care, and using it solely for transaction-related purposes. Exclusions from Confidential Information: Information already in the receiving Party's possession, public information, legally obtained information, and independently acquired or developed information. The User agrees not to disclose received Confidential Information without the Company's prior written consent, except for specific permitted disclosures.
Psrao Digital Solutions can suspend or terminate User access to its Platform and Services without notice or liability if:
User breaches these Terms of Use or Psrao Digital Solutions Policies.
This Terms of Use is governed by Indian law, with exclusive jurisdiction in competent courts in India.
Psrao Digital Solutions is not liable for failure to perform obligations due to causes beyond its control. In a force majeure event, obligations are extended, and either party may terminate the unperformed portions after a specified period.
Severability. If any provision is deemed unlawful or unenforceable, it will be limited or eliminated to the minimum extent required.
Assignment. These Terms are non-assignable by the User but can be assigned by Psrao Digital Solutions. Any attempted assignment in violation is void.
Notice. Psrao Digital Solutions may communicate with Users through various means. Notices to Psrao Digital Solutions should be sent to its Legal Department.
Waiver. Failure to enforce a provision doesn't waive the right. Waivers are effective if in writing and signed by Psrao Digital Solutions.
